Payment Solutions for Food & Beverage

Restaurants and food-service operators face seasonality and demand variability. Elevex structures payments around how hospitality revenue actually arrives.

Commercial kitchen line with ovens and refrigeration — restaurant equipment financing

How Elevex works

Forty seconds, start to funded.

The Reality

Equipment needs vary from kitchen tools to furnishings. Cash flow fluctuates with seasons and tourism. We structure payments around covers served, not calendar months.

Seasonal Cash Flow Alignment

Lower payments in slow months, higher in peak season — matched to how hospitality revenue actually arrives.

Full-Kitchen Scope

From ovens and refrigeration to furnishings and POS — one structure across diverse equipment needs.

Fast, Simple Process

Application-only decisions in minutes so equipment failures never take you offline for long.

What You Get

Application-only to $1,000,000 with decisions in minutes
Structures designed around your actual business model
$50,000 to $5,000,000+ transaction capability
Direct relationship with seasoned finance professionals
New and used restaurant equipment financing — including startup restaurants
Seasonal payment schedules matched to tourism and holiday revenue swings

Equipment We Finance

New, used, dealer, or auction — application-only to $1,000,000, terms from 24 to 84 months.

Kitchen Line

Commercial oven financing — combi, convection, deck, and pizza — plus ranges, fryers, griddles, and hood systems for full kitchen buildouts.

Cold Chain & Beverage

Walk-in cooler and freezer financing, reach-ins, ice machines, and espresso machine financing for cafés and roasters.

Mobile & Front of House

Food truck financing and trailer buildouts, POS systems, digital menu boards, and dining room furnishings under one structure.

Common Questions

Can a startup restaurant get equipment financing?

Yes — restaurant equipment leasing for startups is one of the most common deals we structure. New operators typically see slightly shorter terms or modest first payments up front, but a signed lease and a realistic buildout budget matter more to us than years in business.

Is used restaurant equipment financeable?

It is — used and refurbished kitchen equipment from dealers or restaurant auctions qualifies, and it's often the smart play for ovens, mixers, and refrigeration where the price gap versus new is widest.

How does food truck financing work?

We finance the truck, the kitchen buildout, or both — typically $50K–$250K, terms to 84 months, with payments that can flex around your season. Apply online with your build quote for a decision in minutes.

Do kitchen equipment purchases qualify for Section 179?

Most restaurant equipment placed in service this year qualifies for Section 179 expensing even when financed — meaning the deduction can outrun your first-year payments. Model it with our Section 179 calculator and confirm with your CPA.

Equipment Financing Guides

Deep dives on the specific equipment this industry runs — rates, structures, and what we finance.

Restaurant Equipment Financing

Restaurant equipment financing for ovens, refrigeration, and full kitchen buildouts — startup-friendly with seasonal payment options.

Food Truck Financing

Food truck financing covering the vehicle, kitchen buildout, or both — $50K to $250K with seasonal payment flexibility.

Ready to align payments with your business?

Talk to an equipment finance expert who knows your industry. Sell equipment in this industry? Offer financing at the point of sale with CapVex.

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